Emotional distress is real, and it can be debilitating. A car accident, slip and fall, dog attack, or other accident can result in injuries that forever change the life of its victim.
What Is Emotional Distress?
Emotional distress, also called “mental anguish,” describes very real injuries suffered by victims due to the negligent or willful acts of another. Some claims adjusters view emotional distress as a ploy to get more money out of insurance companies, but that’s incorrect.
Most personal injury victims experience some type of emotional distress in varying degrees of severity. When negotiating with the insurance adjuster, the most effective way to articulate your emotional distress is by discussing its symptoms.
Symptoms of emotional distress include:
- Loss of consortium
Unfortunately, simply telling the adjuster you suffered from one or more of these symptoms may not be enough. To persuade him to actually reimburse your pain and suffering, you must provide evidence and clearly explain how those symptoms affected you.
Giving specific examples of the reasons for your anxiety or depression, or why you can’t sleep since the accident, will be more convincing than simply stating, “I can’t sleep.” You will be discussing personal matters, so be heartfelt and openly communicate the emotional strain the accident has put on you and your family.
“Getting personal” is good when describing your emotional distress and mental anguish. Don’t hold back. Emotional distress is an injury just as real as a broken arm or a concussion. You have a right to pain and suffering reimbursement for ALL of your injuries.
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