On this blog, we’ve focused a good deal on different possibilities for bringing personal injury cases against insurers after accidents. Whether that accident be a standard motor vehicle collision, a truck or motorcycle accident, or any crash from a fender bender to a multi-car pileup, there are issues of liability, effects and unique elements that make a personal injury case a possible remedy. This same logic applies to something as simple as a bicycle accident, which brings its own unique qualities to the table.
For a start, because bicycles don’t travel at nearly the same speeds as cars or motorcycles, any accidents they may be involved in can have a tendency to result in fewer or less serious injuries. However, this is not always the case, especially when a motor vehicle is involved in a crash with a cyclist: obviously, in this situation, the injuries and trauma sustained can be extremely severe–and can even result in death. With this in mind, there is no doubt that we need to have a framework to examine the ways cyclists can seek compensation for their injuries after an accident shatters their everyday life.
This is where liability comes in. As with any accident claim, someone needs to be found in the wrong, and in situations where a bicyclist is “outmatched” by a much larger and more powerful motor vehicle, that party can be at fault in a particularly major way. For instance, if a car makes a turn without warning and does so into the path of a bicyclist, that person has none of the protection offered to a driver in a car in a similar circumstance. And while helmets and protective gear are obviously encouraged, being hit by a car when you’re on your bike will no doubt result in injuries of some kind. Establishing this liability is the key to bringing a successful personal injury case.
Next is an evaluation of injuries and the possible total cost they may have accrued. This is done by summing up the medical bills and associated expenses that the injured party was forced to pay. Obviously receiving this medical treatment is of the utmost importance, and it should be undertaken immediately without regard for expenses–this is one’s health we’re talking about, after all. But once the injured party has recuperated and returned to normal life (as best as can be expected), there needs to be an evaluation of the case that takes into account any expenses incurred as well as the financial effects of any period of disability, and there needs to be a formal demand (through a personal injury attorney) for restitution.
Any kind of accident can be traumatic, but one that occurs in the midst of an otherwise idyllic bike ride is perhaps worst of all. What’s more, bicyclists are offered very little protection in comparison with motor vehicle drivers, and the results of such collisions can be uncommonly tragic. The best way to deal with this issue is to drive and bike safely, be aware of one’s surroundings, and practice good safety precautions at all times. But in the unfortunate situation of an injury, the proper steps need to be taken.